Sending money to Tunisia from France: each operator's real cost, for your amount
Stated fees, margin taken on the rate, amount received in dinars: for every operator open to all, the real cost of your transfer from France, from the prices measured on 7 September 2026 and the World Bank's official ranking.
What does your transfer cost?
Enter the amount: every offer is recomputed from its measured prices, and ranked by real cost — fees plus exchange margin. The link leads to the operator; the order never depends on it.
For €200: 7 offers, ranked by increasing real cost.
- 1
Western Uniononline · cash · quelques minutes4.05 €2.03 % · measured at €200662.16 TNDreceived, at a rate of · 3.3782Send with Western Union → - 2
MoneyGramonline · account or cash4.49 €2.25 % · from the measurement at €100660.73 TNDreceived, at a rate of · 3.3201Send with MoneyGram → - 3
WorldRemitonline · cash · le jour meme8.39 €4.20 % · measured at €200647.76 TNDreceived, at a rate of · 3.2880Send with WorldRemit → - 4
Remitlyonline · account8.89 €4.45 % · measured at €200645.93 TNDreceived, at a rate of · 3.2457Send with Remitly → - 5Remitlyonline · cash9.39 €4.70 % · measured at €200644.31 TNDreceived, at a rate of · 3.2457Send with Remitly →
- 6
Wiseonline · account · arrivee estimee le 17 septembre (≈ 10 jours)12.43 €6.22 % · measured at €200633.88 TNDreceived, at a rate of · 3.3755Send with Wise → - 7Western Unionbranch · cash · quelques minutes16.82 €8.41 % · measured at €200619.79 TNDreceived, at a rate of · 3.1542Send with Western Union →
Method: cost = fees + exchange margin × amount; rate = reference rate × (1 − margin); received = (amount − fees) × rate. Between two measured amounts, the fees and the margin are interpolated and the line says so; beyond the largest measured amount, the last line is used. Public prices measured by Tounesna, welcome offers excluded.
Some links on this page are affiliate links: if you take out a service through them, Tounesna may receive a commission. This never influences the ranking, which is computed from the published measurements.
2025-Q3 survey, about 13 months ago. The World Bank publishes this survey every quarter: the prices below may have changed since the survey ran from 2025-08-08 to 2025-08-28. Check the price with the operator before you send.
The table ranks only services open to any adult resident of France, without a prior account at the operator or at a partner bank. Services reserved for a bank's own customers are described further down, never ranked.
For the same transfer of 200 EUR, the total cost runs from 2.49% (MoneyGram) to 9.81% (Western Union). The total cost adds the stated fees and the margin taken on the exchange rate — it is the second that opens the gap, and it is the one you do not see at the counter.
| Operator | Channel | Collection | Timing | Fees on €200 | Exchange margin | Total cost | As of 7 September 2026 (Tounesna measurement) |
|---|---|---|---|---|---|---|---|
| MoneyGram | card | account | under 1 h | 0.00 € | 2.49 % | 2.49 % | — |
| MoneyGram | card | cash | under 1 h | 3.49 € | 0.72 % | 3.21 % | — |
| WorldRemit | internet | cash | same day | 1.99 € | 2.16 % | 3.58 % | 4.20 % |
| Remitly | internet | account | under 1 h | 0.99 € | 3.37 % | 4.08 % | 4.45 % |
| Remitly | internet | cash | 3–5 days | 1.49 € | 3.36 % | 4.42 % | 4.70 % |
| Western Union | card | cash | under 1 h | 3.99 € | 2.62 % | 5.47 % | 2.02 % |
| Ria | branch | cash | under 1 h | 8.90 € | 0.53 % | 6.89 % | — |
| Western Union | branch | cash | under 1 h | 3.50 € | 7.31 % | 9.81 % | 8.41 % |
A negative exchange margin means a rate more favourable than the survey's reference rate. The ranking is computed on the measured total cost, and on nothing else.
Column “As of 7 September 2026”: public prices copied as displayed on the operators' sites, total cost computed against the reference rate of 3.3792 TND to €1 (2026-09-07 00:02 UTC); the uncertainty on the margins is about 0.1 point. A welcome offer is shown in grey and enters no comparison.
Partners — affiliate links
Some links on this page are affiliate links: if you take out a service through them, Tounesna may receive a commission. This never influences the ranking, which is computed from the published measurements.
What the measurement of 7 September 2026 shows
- The channel changes everything at Western Union: on the same day, for €200, €3.99 of fees and 3.3782 TND to €1 online, against €3.50 and 3.1543 TND in branch — 6.4 points of total cost apart.
- At Western Union, the exchange margin (6.7 points at the standard rate, for €200) exceeds the stated fees (€3.50): that is why the comparison reasons in total cost, never in “fees”.
Transfers of €1,000 and above
At €1,000, the least costly offer in the measurement of 7 September 2026 is Wise: €30.12 of fees (3.0%), for a “arrivee estimee le 16 septembre” arrival. It is the only amount at which the measurement puts it first; below that, see the table. The Wise sheet →
If you are already a bank customer
Attijariwafa Bank, Societe Generale, La Banque Postale / Western Union do not appear in the table: their services require an account at the bank, sometimes on both sides, and do not compare with a service open to all. According to the World Bank's 2025-Q3 survey, Attijariwafa Bank (internet) costs 0.61% — the lowest cost in the corridor, but reserved for its own customers. Their terms, on their official pages:
- Attijariwafa bank Europe — Attijari'Transfer — Souscription au forfait Trans'pack, compte du beneficiaire chez Attijari bank Tunisie, carte bancaire francaise et enrolement en agence (piece d'identite, justificatif de domicile, justificatif de revenus) : ce n'est pas un service ouvert.
- Societe Generale (virement international depuis un compte SG) — Reserve aux titulaires d'un compte Societe Generale ; virement SWIFT tarife comme tel (28,24 % de cout total a 200 EUR dans le releve RPW 2025-T3).
- La Banque Postale — service Western Union — Guichet et espace client reserves aux clients de La Banque Postale ; seule l'operation aux automates (GAB) est ouverte a tout porteur d'une carte francaise, plafonnee a 1 500 EUR frais compris. Le service en ligne de Western Union couvre deja ce besoin.
The operator sheets
Terms, ceilings, paying-out partners and documents required, read on the official pages on 7 September 2026.
- Western Unionespeces en agence WU · compte bancaire en devise locale
- MoneyGramespeces en point de retrait · compte bancaire · portefeuille numerique
- WorldRemitespeces · compte bancaire en TND · portefeuille mobile · recharge mobile
- Remitlycompte bancaire · especes
- Ria Money Transferespeces (plus de 390 points) · compte bancaire
- Wisecompte bancaire en TND uniquement
- Taptap Sendcompte bancaire · especes Wafacash · especes Zitouna Payment · portefeuille Kashy
Frequently asked questions
Which operator costs least to send money to Tunisia from France?
According to the World Bank's 2025-Q3 survey, for €200, the open offer with the lowest total cost is MoneyGram (2.49%). The simulator above recomputes that ranking for your amount from the prices measured on 7 September 2026; the result depends on the amount, the channel and the way it is collected.
Why compare total cost rather than fees?
The stated fees are only part of the cost: the operator also takes a margin on the exchange rate, invisible at the counter. The total cost adds the two, as the World Bank does — it is the only measure that lets you compare a “fee-free” offer with a fixed-fee one.
Does the channel change the price at Western Union?
The channel changes everything at Western Union: on the same day, for €200, €3.99 of fees and 3.3782 TND to €1 online, against €3.50 and 3.1543 TND in branch — 6.4 points of total cost apart.
What documents are needed to send and to collect?
Proof of identity when sending, and on collection proof of identity with the transfer number (cash) or the bank details (account). The 7 operator sheets set out the documents, the ceilings and the paying-out partners in Tunisia, read on the official pages.
And if I am already a bank customer?
Services reserved for a bank's customers are not ranked here: they require an account, sometimes on both sides. According to the World Bank, Attijariwafa Bank costs 0.61% — the lowest cost in the corridor, but reserved for its own customers. Their terms appear below the table.
Source card
Producer : Banque mondiale — Remittance Prices Worldwide
Licence : Banque mondiale — reutilisation avec attribution
Survey: 2025-Q3, fieldwork from 2025-08-08 to 2025-08-28
Recorded by hand on 2026-09-06
https://remittanceprices.worldbank.org/corridor/FR/TN
Tounesna measurement of 7 September 2026, public prices · Pour chaque operateur, page publique du corridor France->Tunisie, montant saisi, mode de reception et de paiement selectionnes ; les valeurs sont copiees telles qu'affichees avant creation de compte. totalCostPct = frais / montant + marge de change, methode identique a Remittance Prices Worldwide.